"Not for Profit, Not for Charity, But for Service."

 

Who's Eligible?

Click here to find out if your are eligible to be a member of the credit union and how to become a part of a unique financial system, unlike any bank or savings institution.

 

To find out more, ask a credit union representative how you can benefit from the financial services offered through the credit union.

 
Why Join?

SAVINGS

Credit unions want to help you meet your financial goals. Savings plans available usually pay dividends or interest that is comparable to, or better than, the interest paid on savings offered at other financial institutions.

 

LOANS

Only members can borrow from the credit union.  Credit unions traditionally have been the best place to get a loan. Interest rates are usually lower than those offered by other lenders. And since credit unions consider oneís character as well as collateral, it often is easier to get a credit union loan.

 

OTHER FINANCIAL SERVICES

You'll find other consumer financial services to help you secure a financially sound future.  Credit unions are not-for-profit financial institutions, owned and operated by the members. Members pool their money and make loans to each other.

 

And since credit unions are not-for-profit, earnings are distributed to members either in the form of better rates on savings or rebates on loans, or are invested in new or improved services for the members.

 

WHO OWNS THE CREDIT UNION?

You do. Once you deposit money in the credit union, you become a member and a shareholder. Eligible members can then vote for the credit unionís board of directors on a one member, one-vote basis.

 

Officers and directors are chosen from the membership. They serve on a voluntary basis.

 

And once you join, you not only become member of the credit union but part of a national financial system.

 

This credit union does not stand-alone. It is joined by some 9,500 credit unions throughout the United States, and supported by state and national credit union organizations.